Driving While on the Phone: How Many Points Will You Get?
- halima901
- Jun 16
- 4 min read
In our fast-paced world, staying connected with friends, family, and work has become second nature. However, this convenience can lead to dangerous situations, especially when you’re behind the wheel. The use of mobile phones while driving has emerged as a top safety concern in the UK, prompting strict regulations and significant penalties. In this post, we will unpack the consequences of using a mobile phone while driving and clarify the laws that govern this issue in the UK.
Understanding the Law on Mobile Phones While Driving
Under UK law, it is illegal to drive a vehicle using a mobile phone unless you are using a hands-free device. The primary legislation is outlined in the Road Traffic Act 1988, defining clear rules regarding mobile phone use while driving.
The law prohibits the use of handheld devices for sending messages, making calls, or accessing the internet while operating a vehicle. Moreover, if you use a hands-free device, it is essential to keep both hands on the wheel.
The penalties for using a mobile phone while driving are enforced rigorously. If caught, you could face severe consequences that can impact your life and finances.
What Happens If You Are Caught Using a Mobile Phone While Driving?
Being caught can seriously affect your driving record, finances, and even your ability to drive. The penalties vary based on whether it is your first offence or a repeated one.
Penalties for First-Time Offenders
If you are caught for the first time, you could face:
A fine of up to £200.
6 penalty points on your driving licence.
These points can dramatically affect your driving record and lead to higher car insurance rates. For example, a driver who accumulates 12 points within three years could lose their driving privileges, impacting their independence and daily life. For new drivers if you get 6 points within two years of passing your test you will lose your licence.
Repeated Offenders
For those caught more than once, penalties become significantly more severe. The law states that repeat offenders could face:
A fine of up to £1,000 (or £2,500 for drivers of buses, coaches, or goods vehicles).
6 penalty points on their licence.
The financial impact can be staggering, particularly for commercial drivers who rely on their vehicles for work.
Additional Consequences of Being Caught
Besides fines and points, using a mobile phone while driving can lead to other serious repercussions:
Increased Insurance Premiums: If you accumulate penalty points, your insurance costs could rise significantly. Some drivers report increases of up to 50% in their premiums.
Possible Disqualification: Multiple offenses may result in a driving ban.
Legal Costs: If you choose to contest the penalty in court, you may incur additional legal fees. Even unsuccessful cases can lead to expenses that add up quickly.

How to Avoid Points for Using a Mobile Phone
To avoid points and stay within the law, it’s essential to adopt strategies that keep your driving record clean. Here are some effective tips:
1. Use Hands-Free Devices Wisely
If you need to take calls while driving, use a hands-free device, but remain cautious. If a conversation becomes distracting, find a safe place to pull over before continuing.
2. No Texting or App Access
Texting or using apps while driving is illegal and very dangerous. Wait until you are parked safely to read or send any messages.
3. Set Up GPS Before Driving
If you need navigation, program your GPS before you start driving. This way, you won’t need to fiddle with your phone while on the road, reducing distractions.
4. Educate Others
Knowledge is power. Share this information with friends and family to help them understand the laws and risks associated with using a mobile phone while driving.
5. Plan for Important Calls
If you expect an important call, plan your journey to include safe stopping points where you can park and talk.
What Are the Exemptions?
There are a few exceptions to the law regarding mobile phone use while driving. These exemptions include:
If you are safely parked and the engine is off.
If you are calling emergency services while driving, but this should only be done when absolutely necessary and safe.
Caught Driving on Phone: What Happens in an Accident?
If you cause an accident while using a mobile phone, the fallout can be severe. You will face standard penalties for phone use while driving, but if it is determined that the phone contributed to the accident, you may face additional charges like dangerous driving.
The Potential for Criminal Charges
In extreme cases, if your phone use results in an injury or fatality, you could be charged with causing death by dangerous driving. This can lead to severe fines, imprisonment, and potentially a substantial driving ban.
Strategies to Stay Focused While Driving
Keeping your attention on the road is crucial for safety. Here are ways to minimize distractions:
Reduce In-Car Distractions: Limit loud music and chaotic conversations that can take your focus away from driving.
Stay Composed: If a message or call interrupts your drive, stay calm. Wait until you can safely pull over to respond.
Keep Conversations Short: Limit phone conversations to maintain your full attention on driving.
Set Communication Boundaries: Let friends and family know that you will not be available for calls or messages while you are driving.
Final Thoughts
Using a mobile phone while driving is a significant risk that endangers not only your life but also the lives of others on the road. The UK laws are designed to encourage safer driving, and the penalties for violations can be severe.
If you are caught using a phone while driving, you face steep fines, points on your licence, increased insurance premiums, and possible bans.
By understanding these regulations and utilising strategies to stay focused, you can promote road safety and avoid unnecessary penalties. Always keep in mind: no message or call is worth risking your life or the lives of others.

Speak to Harris Solicitors Today for Expert Legal Advice
If you’ve been caught using a mobile phone while driving and are now facing penalty points or prosecution, Harris Solicitors can help. Our experienced motoring offence team can assess your case, explain your legal position clearly, and provide expert guidance throughout the legal process.
For legal advice on mobile phone driving offences, call us today on 01274 392 177 or Fill Out the Contact Form for a confidential consultation and get the legal support you deserve.